RETIRE READY

RETIRE SAFELY

RETIRE HAPPY

Mark Schmitz,

B.Mgt, CFP, CIM

Associate Portfolio Manager

TOGETHER, WE'LL SAFEGUARD YOUR WEALTH SO YOU

CAN MAINTAIN YOUR LIFESTYLE INTO RETIREMENT

Planning for retirement comes with significant challenges. Not only is there the important work of setting aside enough savings, but there are additional complexities in managing investments and taxes.

For your own retirement, you might have questions like:

Will my savings last?
How might a market downturn impact my income?
What steps should I take to manage rising costs?
Are there gaps in my current plan?

I use additional risk measures to protect my clients from market volatility and economic uncertainties. As your trusted financial partner, I will make sure your retirement income isn’t reliant on unpredictable market movements, so you feel secure in your retirement.

You’ve worked hard to get to where you are, and it is my priority and legal obligation to make sure your assets support you long after you’ve entered retirement. Together, we can find answers to your concerns to ensure a retirement that is both secure and free from stress.

The best retirement strategies take chance out of the equation.

The best retirement strategies take
chance out of the equation.

You Deserve a Retirement Plan as Great

as Your Achievements

My five step retirement income process is designed to ensure you enjoy a perpetual income stream that is sustainable over time. With this solution, you enjoy support through every stage of retirement and expertise that handles your assets from every angle.

1. Plan

We will develop a comprehensive income strategy to sustainably fund your short-, medium-, and long-term lifestyle goals.

2. Prepare

We will prepare your accounts to align with your larger income plan.

3. Protect

We will build multiple layers of protection around your portfolio that will defend your income plan.

4. Produce

We will produce consistent systematic income payments according to your income plan.

5. Provide

We will prepare and arrange for the future transfer of residual wealth to your beneficiaries.

My main objective is to be a trusted partner in your successful retirement. The five step retirement income process solution is built to generate the highest possible sustainable income stream for my clients, so they can rest assured that their retirement is secure. Where many popular retirement plans prioritize advisor convenience over the success of the retirement plan, the five step retirement income is built to ensure retirees see positive outcomes.

the outcomes OF our process include:

Determining an exact withdrawal amount to ensure sustainability
Maintaining portfolios at appropriate risk levels
Utilizing income harvesting techniques to prevent capital erosion
Portfolio adjustments based on economic and market cycles
Maximizing benefits from Old Age Security and other government programs
Minimizing unnecessary taxation

A BRIEF INTRODUCTORY call could lead you to a retirement journey that includes:

A personalized retirement roadmap tailored just for you.
A retirement-ready portfolio designed to meet your goals.
Skillful management of recurring income.
Hassle-free annual tax optimization.
A direct line of communication to me for all your needs.

Getting started is simple. Just reach out with a quick call to see if we’re a good match. Pushy sales tactics aren’t my style, so you can expect no pressure from my end.

Meet My Team

Mark Schmitz

B. Mgt, CFP®, CIM®

Associate Portfolio Manager,
Manulife Wealth Inc.

Phone: 587-787-4441
Direct: 403-795-0772
mark.schmitz@manulifewealth.ca

Carla Johnson

Administrative Assistant,
Manulife Wealth Inc.

587-787-4441
carla.johnson@manulifewealth.ca

Genny Hunter-Barr

Administrative Assistant,
Manulife Wealth Inc.

587-787-4441
genny.hunter-barr@manulifewealth.ca

Stories from my clients

“Mark Schmitz has been our Financial Planner since 2017 and has done such a tremendous job with our portfolio that we can enjoy our retirement worry-free. Mark constantly works to improve his financial knowledge by taking courses and reading books. I always look forward to our update meetings and Mark’s personable manner. It’s a great feeling knowing you can sleep at night and not have to worry about how the ups and downs of the market will affect your portfolio.” — Joe

“We are extremely pleased with the exceptional service provided by Mark. He offers personalized advice and has transparent communication and prompt responsiveness. Mark has truly exceeded our expectations, and we highly recommend him for anyone seeking top-notch wealth management.” — Shannon

“Mark took the time to get to know me and understand my profile & investment needs. Wasn't pushy and gave a sense of confidence that he had the experience to help navigate my financial world.” — Robb

“I feel I have a personal relationship with my advisor, creating a high level of trust. Mark understands our long term goals. What I appreciate the most about Mark is the attention he pays to changing market situations and adjusts our investments accordingly to prevent losses and capitalize on gains. In the past other advisors I've had experiences with are either lazy or inept and didn't provide this level of service.” — Rob

“I teamed up with Mark Schmitz when I was still getting the hang of investing and financial planning. His guidance and the way he explained things made it a lot easier for me to understand and set clear financial goals. Together, we crafted a plan for my future. Mark isn't just my advisor; he's more of a mentor. He genuinely cares about my future and success. I believe he's exceptional and incredibly skilled at what he does.” — Kory

Are You Ready to Feel Confident in Your Retirement Plan? Let’s Have a Conversation.

Mark Schmitz

Manulife Wealth Inc.

#2, 3010 32 St. S.
Lethbridge, AB
T1K 7B4

mark.schmitz@manulifewealth.ca
403-795-0772